AML & Compliance Policy

Customer Due Diligence (CDD)

OKX performs comprehensive Customer Due Diligence on all users before allowing access to our services. Our CDD program is risk-based and includes the following measures:

• •Identity verification using government-issued documents and biometric checks
• •Sanctions screening against OFAC, UN, EU, and UK consolidated lists
• •Politically Exposed Person (PEP) screening
• •Adverse media screening
• •Enhanced Due Diligence (EDD) for high-risk customers, including VIP traders and institutional clients
• •Ongoing monitoring with re-verification triggers for significant account changes

Transaction Monitoring

OKX employs automated and manual transaction monitoring systems to detect suspicious activity. Our systems are powered by industry-leading blockchain analytics tools to trace fund flows and identify illicit activity.

• •Real-time blockchain analytics using Chainalysis and Elliptic
• •Rule-based alerts for high-risk transaction patterns
• •Machine learning anomaly detection for unusual account behavior
• •Velocity checks and structuring detection
• •Cross-customer network analysis for complex layering schemes

Suspicious Activity Reporting

OKX is legally required to file Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) with relevant financial intelligence units (FIUs) when we have reasonable grounds to suspect money laundering or terrorism financing.

All employees are trained to identify red flags and report internally to our AML team. We maintain strict confidentiality regarding SAR filings ("tipping off" is prohibited by law).

Prohibited Jurisdictions and Sanctions

OKX does not provide services to individuals or entities in sanctioned jurisdictions or to sanctioned persons. We maintain comprehensive sanctions screening processes and immediately freeze accounts found to be connected to sanctioned parties.

• •United States (spot services)
• •People's Republic of China
• •North Korea (DPRK)
• •Iran
• •Syria
• •Cuba
• •Crimea, Donetsk, and Luhansk regions
• •Other OFAC, UN, EU, UK sanctioned territories

Record Keeping

OKX maintains comprehensive records of all customer identification documents, transaction records, and compliance decisions for a minimum of five (5) years from the date of the transaction or account closure, in accordance with applicable AML regulations.

Employee Training

All OKX employees receive mandatory AML training upon hiring and annually thereafter. Compliance team members receive additional specialized training. Our MLRO and senior compliance staff hold recognized industry certifications (CAMS, ICA).